Buying your first house is one of he biggest financial decisions you can make. There’s a lot of discouraging news reports out there about high prices and interest rates. If you’re looking at Pensacola real estate, you’ll quickly find that there are lots of affordably-priced homes, perfect for a first time buyer or anyone with a mid-level income. You don’t have to put off your dream of homeownership for decades! Pensacola first time home buyers can take advantage of many great programs that are designed to help them achieve their dream of home ownership. If you are not a first-time home buyer, but haven’t owned a home in the last three years, you are eligible for some forms of assistance, too. Honorably discharged military veterans, as well as active duty service members, can take advantage of many great VA loan programs and get favorable mortgage rates and other benefits.
Down payment money is out there. We’ll help you find it.
One of the hardest parts of purchasing a home is saving up for a down payment. Especially if you live in an area with high rents, it can be extremely difficult to manage a large down payment.
Welcome to the down payment finder provided by Gordon Dey of eXp Realty, LLC. Tell us where you're looking and answer a few questions about your household and see how many programs may match your circumstances. CLICK HERE TO DETERMINE YOUR ELIGIBILITY NOW
Get down payment assistance, in the form of a 0% interest loan or a grant. Closing cost assistance is also available. The ECHFA can also help you get up to $2,000 as a tax credit on your federal income taxes with a Mortgage Credit Certificate (MCC). Pensacola first time home buyers can also take advantage of a 30-year fixed-rate mortgage through Freddie Mac. Because the interest rate does not change, home buyers can easily budget for their mortgage payment every month for the life of the loan.
These are just a few example of programs available to first-time home buyers. Get in touch with our office so we can discuss your budget and housing needs and get you into the perfect home!
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